Index concentration is at a 50-year high, and the newest listings are making it worse. A record-setting debut When SpaceX launched its initial public offering (IPO) on June 12th it raised $75 billion and was valued at more than $2 trillion within a week. This made it one of the largest companies in the [Read More]
News vs. noise Markets continue to surprise investors, creating the illusion for some that stocks only go up. Stocks indexes were generally strong despite the war in the middle east and related oil concerns, and questions about AI over-exuberance. Growth stocks, especially technology, and even more so semiconductor stocks surged, but may be part [Read More]
The iconic mantra from the science-fiction universe Dune serves as a stark reminder of the importance of critical resources and the far-reaching implications when supply chains are disrupted. This theme played out in real time during the second quarter as oil continued to flow, but concerns around the Strait of Hormuz, a key bottleneck [Read More]
A new tax-advantaged savings option for children opens for funding on July 4. Here’s how it works and what to consider. Starting July 4, a new type of retirement account for children created under the One Big Beautiful Bill Act and formally known as a “Section 530A account” (and informally as a “Trump Account”) [Read More]
News vs. noise At The Advisory Group, our Quarterly Context webinars are designed to help investors cut through short-term market noise and maintain unwavering discipline toward their long-term strategic goals. In this Q1 2026 presentation, we take a deep dive into sub-asset class projections and the fundamental cyclicality of the global markets. When a [Read More]
The economic repercussions from the escalation of conflict in the Middle East, which began with strikes on February 28, were broad-based and quickly transmitted through global commodity markets. Disruptions to transit through the Strait of Hormuz, through which roughly 20% of global oil supply flows, drove a sharp increase in energy prices. Brent crude [Read More]
How Retirement Plan Loans Work Most retirement plans that allow loans follow similar guidelines. Participants may typically borrow the lesser of: - 50% of their vested account balance, or - $50,000 The loan is repaid through payroll deductions with interest, usually over five years, although loans used for a primary residence purchase may have [Read More]
As of January 1, 2026, a provision of the SECURE 2.0 Act has fundamentally changed how catch-up contributions work for higher-earning retirement plan participants. If you earn more than $150,000 in FICA wages, your catch-up contributions must now go into a Roth account — meaning you pay taxes on this money now rather than [Read More]
News vs. noise Year 2025 in review: Here’s Q4 2025 helpful context for investors – whether individuals, endowments, or retirement plans – to be informed and remain comfortable towards maintaining a long-term strategy that meets your goals. That and more in this quarter’s Quarterly Context webinar …Watch to stay relaxed by staying informed, and [Read More]
The fourth quarter closed a year defined by shifting policy signals and unexpectedly resilient markets. While fiscal negotiations, central bank actions, and uneven global growth shaped the macro backdrop, risk assets generally extended gains, closing out a volatile year on a constructive note. As the year ended, investors were left balancing strong performance against [Read More]
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