About Lisette Smith, CFP®, CDFA®

Lisette is a senior advisor to our personal wealth clients. She provides analysis and advice to help individuals and families make meaningful decisions in their lives, including investment, tax and estate planning issues. Lisette has been providing comprehensive financial planning and investment management to business owners and executives for most of her career. She also spent several years as a consultant to business partnerships and family-owned businesses, including conflict resolution, merger and succession planning.

6 top financial mistakes for women to avoid in a divorce (especially if you have significant assets)

By |2024-10-02T14:08:25-07:00September 29th, 2024|Blog, Financial planning tips and perspectives, Lifestyle, Personal Wealth|

Ending a marriage is not cheap. Even the most amicable divorce can sap your finances if you’re not careful—especially if you happen to be female. In divorces among people over 50, women experienced a 45% decline in their standard of living (measured by an income-to-needs ratio), whereas men’s dropped by just 21%. For accomplished [Read More]

How cohousing can reshape your social sphere in retirement

By |2024-09-10T14:20:17-07:00September 5th, 2024|Blog, Financial planning tips and perspectives, Lifestyle, Personal Wealth|

Connection through cohousing Imagine if, rather than barely knowing your neighbors, you run into them every day as you cross the courtyard. You share tools, trade garden vegetables, maybe attend the same workout class. This is the idea behind cohousing.  While the traditional home search focuses on finding the right space and hoping for [Read More]

How intergenerational living reduces loneliness and enhances well-being in retirement

By |2024-08-07T08:55:01-07:00August 7th, 2024|Blog, Financial planning tips and perspectives, Lifestyle, Personal Wealth|

Intergenerational living is on the rise, and some say it could be the key to aging gracefully. According to census data, the number of people living with multiple generations quadrupled between 1971 and 2021, to 59.7 million. For many of them, the intergenerational arrangement saves money and improves their quality of life. Some experts [Read More]

How pre-retirees can plan ahead for the long-term care reality

By |2024-04-29T15:18:31-07:00April 29th, 2024|Blog|

The U.S. population is aging. By 2034, all baby boomers will be older than 70 and older adults will outnumber children for the first time in U.S. history, according to Census data. With age comes a greater risk for chronic diseases and conditions—yet most adults are not facing this reality head-on. People tend to [Read More]

To lower your tax bill, avoid these 9 common tax-planning mistakes

By |2024-03-26T15:34:45-07:00March 1st, 2024|Blog, Financial planning tips and perspectives, Personal Wealth|

If you think your tax bill is too high, you’re not alone. Two-thirds of Americans feel like they spend too much on federal taxes—and that’s before tacking on property or state taxes. What if you could avoid some of the pains of tax season? From tax-deferred investing to charitable deductions and income deferrals, Americans [Read More]

Mastering longevity: Financial planning strategies for your health and your wealth

By |2024-04-25T16:08:26-07:00February 2nd, 2024|Blog, Financial planning tips and perspectives, Lifestyle, Personal Wealth|

The so-called “sandwich generation” is squished between their aging parents and adult children, like a piece of lettuce. That’s how some are now referring to Gen Xers (born roughly between 1965 and 1980). Between work demands, running a home, and responsibilities to both your parents and your children, midlife is often a time of [Read More]

Solo success: how to thrive financially as an independent woman

By |2024-04-13T18:04:11-07:00December 4th, 2023|Blog, Financial planning tips and perspectives, Lifestyle, Personal Wealth|

Are you one of the many accomplished solo women out there, thriving and conquering life on your own terms? Navigating the financial landscape on your own can feel daunting, but with a tailored approach, it also leads to exciting opportunities. “Solo” may include women with or without children, widows, divorcees, and women who’ve never [Read More]

Gray divorce and your money: How to protect your retirement savings

By |2024-08-07T14:29:17-07:00September 6th, 2023|Blog, Personal Wealth|

Over 50 and living solo, maybe for the first time in decades? If this is you, you’re not alone. The number of older Americans living alone is growing rapidly, fueled in part by another rising trend: gray divorce. Gray divorce (or silver splitting) refers to the increasing divorce rate among older couples in long-lasting [Read More]

Move over, men. Here are 4 reasons why women make better investors

By |2023-11-14T16:12:26-08:00March 30th, 2023|Blog, Financial planning tips and perspectives, Investment Management, Investor behavior, Personal Wealth|

You’ve probably heard some version of the following statistic: men apply for a job when they meet just 60% of the qualifications, but women apply only if they meet 100% of them. We’re seeing a similar pattern when it comes to women and investing. Traditionally, women have been more likely than men to delay [Read More]

Why accomplished women shouldn’t ignore financial planning, and how to get started

By |2023-11-14T16:14:11-08:00February 28th, 2023|Blog, Business Owners, Investment Management, Personal Wealth|

There’s an old saying in the financial industry–women save, men invest. Unfortunately, in this case, there is some truth to the stereotype. Studies across the board show that women invest less than men and as a result, they lag in retirement savings by comparison.  That precedent is changing, though. Thanks in part to the [Read More]

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