As of January 1, 2026, a provision of the SECURE 2.0 Act has fundamentally changed how catch-up contributions work for higher-earning retirement plan participants. If you earn more than $150,000 in FICA wages, your catch-up contributions must now go into a Roth account — meaning you pay taxes on this money now rather than [Read More]
Strong market performance driven by artificial intelligence has prompted many investors to ask whether current enthusiasm reflects durable, long-term opportunity—or a familiar cycle of overvaluation. It is a reasonable question, particularly after several years of strong returns concentrated in a relatively small group of technology and AI-related companies. Why investors are asking about an [Read More]
At The Advisory Group, we believe bold means purposeful, not risky. It means you enable impact on what you care about most. When you make bold, meaningful financial decisions you can live, lead, and give with intention. Being bold in your financial life doesn’t mean betting big. It means making clear, intentional choices [Read More]
View the 2025 market volatility review, to help you stay the course, by understanding more about market cycles, what’s driving current market fluctuations, how common volatility is, what the pitfalls are of changing strategies due to investor emotion, and how to think differently about long-term investing vs. short-term spending needs. [Read More]
We wanted to reach out to you given the recent volatility in the stock market. We understand that it is natural to feel uneasy when there are significant market fluctuations, especially when it seems like “this time is different” but we want to reinforce why staying invested is crucial for your long-term financial success. [Read More]
Building financial security is a priority for many women, yet their financial planning needs often come with unique challenges. Women’s financial journeys are shaped by distinct factors that can influence their savings, investments, and long-term goals. Addressing these concerns with proactive and comprehensive wealth management can make all the difference in achieving financial success. [Read More]
Money issues are among the top three causes for divorce, with 22% citing it as the main reason. But finances could also be keeping couples together. For one, the process is expensive—the average divorce costs $15,000 per person. For complicated splits involving custody disputes, expenses can easily tick up to $100,000. On top of [Read More]
Ending a marriage is not cheap. Even the most amicable divorce can sap your finances if you’re not careful—especially if you happen to be female. In divorces among people over 50, women experienced a 45% decline in their standard of living (measured by an income-to-needs ratio), whereas men’s dropped by just 21%. For accomplished [Read More]
Connection through cohousing Imagine if, rather than barely knowing your neighbors, you run into them every day as you cross the courtyard. You share tools, trade garden vegetables, maybe attend the same workout class. This is the idea behind cohousing. While the traditional home search focuses on finding the right space and hoping for [Read More]
Intergenerational living is on the rise, and some say it could be the key to aging gracefully. According to census data, the number of people living with multiple generations quadrupled between 1971 and 2021, to 59.7 million. For many of them, the intergenerational arrangement saves money and improves their quality of life. Some experts [Read More]
The Advisory Group of San Francisco celebrates over 20 years of helping our clients secure their financial independence. As a pioneer in the industry, we are one of the first independent fee-only financial advice firms in the U.S. We’ve been true fiduciaries since the beginning.
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ALL RIGHTS RESERVED.
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