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So far The Advisory Group has created 91 blog entries.

The stock market is not the economy

By |2020-08-05T11:13:11-07:00July 31st, 2020|Blog, Investment Management, Quarterly thoughts, Staying the course|

The common phrase that “the stock market is not the economy” now seems more relevant than ever. Many are perplexed about the resilience of the stock market, despite ongoing coronavirus and economic concerns, after Q1 2020’s 21% drop and Q2’s big bounce-back of 22% (Russell 3000). The market is up 41% from the March [Read More]

Q220 Quarterly Context Video

By |2020-07-25T06:33:22-07:00July 22nd, 2020|General thoughts, In the news, Quarterly thoughts|

Where is the space between what matters and what you can control? How much did the market bounce back after the tough first coronavirus quarter? How is the disconnect between the weak economy and the market rebounding? What is the danger of over-confidence? Spending is down, savings are up. Will the coronavirus economy look more [Read More]

Suffering from Peak Busyness? It may be time for a new plan

By |2020-07-29T17:03:03-07:00July 8th, 2020|Lifestyle, Business Owners, Personal Wealth|

Do you self-diagnose as having “Peak Busyness?” A common condition among successful business owners and leaders, this midlife ailment can sneak up on you and cause havoc. While not an actual medical syndrome (yet!), its symptoms may keep you from enjoying the life you have built, so it might be helpful to take a [Read More]

An opportunity within a crisis within a crisis within a crisis

By |2020-07-25T06:32:53-07:00June 11th, 2020|Blog, General thoughts|

In this time of national stress, the global coronavirus pandemic and the economy have taken a back seat to the centuries-old and often ignored and re-opened wounds of the Black community. Individuals, companies and other institutions have a new opportunity to listen and create a better path. We stand in support of equality and dignity [Read More]

Using debt to get your business through coronavirus

By |2020-07-25T06:32:36-07:00May 30th, 2020|Blog, Business Owners, Financial planning tips and perspectives, Personal Wealth|

The decision to take on debt is a significant one for any business in normal times.  For businesses severely affected by COVID-19 shutdowns, debt-use consideration takes on heightened importance.  If your business is able to borrow or had credit lines available to draw down, the question becomes how to best use those funds to shore [Read More]

The rationale for investment manager changes

By |2020-07-25T06:31:30-07:00May 21st, 2020|Blog, Fiduciary, Institutional, Investment Management, Personal Wealth|

Sometimes we have to change the investments we hold in our clients’ portfolios. We’ve talked about rebalancing and tax loss harvesting as ways to keep portfolios’ allocation in check and lower tax bills, but what happens when a specific investment manager of a mutual fund or other vehicles needs a change? How do we decide [Read More]

How to pick an auditor for your company’s retirement plan

By |2020-07-25T06:32:14-07:00May 20th, 2020|Blog, Fiduciary, Institutional|

Audit season is in full swing for retirement plans, and if your company has a “large plan” (defined as more than 100 participants) you are required to undergo an annual audit by a CPA. This requirement kicks in when your start-of-year participant count exceeds 120 for the first time. If your company sponsors a plan [Read More]

Q120 Quarterly Context Video

By |2020-07-25T06:31:55-07:00April 28th, 2020|General thoughts, Quarterly thoughts|

How did coronavirus affect the markets as a wet blanket? How does the coronavirus stock market compare to another virus period? What’s next? Big government rescue packages. What caused the 1-year numbers to be only mildly negative? Why was the broad bond market also negative in March? What should you focus on now? The virus [Read More]

Drawing from experience to navigate uncertainty

By |2020-04-25T11:37:36-07:00April 22nd, 2020|Financial planning tips and perspectives, General thoughts, Personal Wealth, Quarterly thoughts|

Every quarter we send a letter to our clients to set context around recent market activity.  This quarter, we are posting our letter here since it offers some reminders about how our experience and contingency planning get us through difficult times that we feel may benefit everyone. These past several weeks have reminded us that there [Read More]

Volatility, Optimism, and Q1 Market Details

By |2020-04-25T11:41:39-07:00April 14th, 2020|Quarterly thoughts|

There’s no question we’re all living in unsettled times. Global citizens and the world economy are under stress, and uncertainty is heightened in all aspects of our lives. People are worried about their health, and that of family, friends, neighbors. Some have temporarily or permanently lost jobs or taken a hit to their income. Leaders [Read More]