Saving enough each year for retirement is the most important thing employees can do towards becoming retirement ready, followed by investing consistently with their life stage and other goals. Not everyone needs to save up to the IRS maximum retirement plan savings limits, but some should save up to the limits (or more, outside [Read More]
News vs. noise The Federal Reserve reduced interest rates for the first time in nine months. Small-cap stocks outperformed large-cap stocks for the first time in quite a while. Market capitalization has not been a consistent determinant of returns in recent months. Overall market valuations remain elevated in certain sectors, yet the broader market [Read More]
Cut, Shut, and Rally 3Q25 was marked by the intersection of policy and markets. A government shutdown capped the quarter after partisan gridlock over spending priorities, while the Federal Reserve delivered its first rate cut in nine months. Equities extended their rally on the back of resilient earnings and an unusually strong September, a [Read More]
At The Advisory Group, we believe bold means purposeful, not risky. It means you enable impact on what you care about most. When you make bold, meaningful financial decisions you can live, lead, and give with intention. Being bold in your financial life doesn’t mean betting big. It means making clear, intentional choices [Read More]
Retirement plan fiduciaries have a critical role in helping employees become retirement ready. With that opportunity also comes fiduciary duties and responsibilities, as well as potential individual and company-level liability if fiduciary responsibilities are not fulfilled. View this presentation to understand fiduciary process frameworks, who is a fiduciary, non-fiduciary plan functions, fiduciary duties & [Read More]
Recent legislation under the One Big Beautiful Bill Act (OBBBA) includes a wide range of tax law changes that will affect individuals, families, and business owners—especially those with higher incomes. Understanding the effective dates is critical, as some provisions start now or in 2026, while many are set to expire by 2028. This summary [Read More]
News vs. noise There’s continued noise that makes investors nervous and excited, including tariff policy, inflation rates as some of the biggest concerns. Stocks bounced back as tariff talk pulled back. Bond markets were solid, but the US is downgraded. Chance of recession is dropping but remains elevated. That and more in this quarter’s [Read More]
Tariffs, Tax Cuts, and “TACO”: What a Quarter! 2Q25 was marked by heightened policy uncertainty in the U.S., with debates over fiscal sustainability, aggressive trade measures, and growing pressure on monetary policy shaping market sentiment. Nevertheless, the market staged an astounding comeback, which played out against a complex policy backdrop highlighted by a U.S. [Read More]
View the 2025 market volatility review, to help you stay the course, by understanding more about market cycles, what’s driving current market fluctuations, how common volatility is, what the pitfalls are of changing strategies due to investor emotion, and how to think differently about long-term investing vs. short-term spending needs. [Read More]
Managing a 401(k) plan for your employees is a crucial responsibility. It can significantly impact your team’s financial future and your company’s ability to attract and retain top talent. A reliable and proactive 401(k) plan advisor plays a vital role in ensuring your retirement plan is effective, compliant, and aligned with both your company's [Read More]
The Advisory Group of San Francisco celebrates over 20 years of helping our clients secure their financial independence. As a pioneer in the industry, we are one of the first independent fee-only financial advice firms in the U.S. We’ve been true fiduciaries since the beginning.
Send us a message
© THE ADVISORY GROUP SAN FRANCISCO, LLC. ALL RIGHTS RESERVED.
© THE ADVISORY GROUP SAN FRANCISCO, LLC.
ALL RIGHTS RESERVED.
Developed by ARS Digital Marketing
