News vs. noise Year 2025 in review: Here’s Q4 2025 helpful context for investors – whether individuals, endowments, or retirement plans – to be informed and remain comfortable towards maintaining a long-term strategy that meets your goals. That and more in this quarter’s Quarterly Context webinar …Watch to stay relaxed by staying informed, and [Read More]
The fourth quarter closed a year defined by shifting policy signals and unexpectedly resilient markets. While fiscal negotiations, central bank actions, and uneven global growth shaped the macro backdrop, risk assets generally extended gains, closing out a volatile year on a constructive note. As the year ended, investors were left balancing strong performance against [Read More]
Strong market performance driven by artificial intelligence has prompted many investors to ask whether current enthusiasm reflects durable, long-term opportunity—or a familiar cycle of overvaluation. It is a reasonable question, particularly after several years of strong returns concentrated in a relatively small group of technology and AI-related companies. Why investors are asking about an [Read More]
Saving enough each year for retirement is the most important thing employees can do towards becoming retirement ready, followed by investing consistently with their life stage and other goals. Not everyone needs to save up to the IRS maximum retirement plan savings limits, but some should save up to the limits (or more, outside [Read More]
News vs. noise The Federal Reserve reduced interest rates for the first time in nine months. Small-cap stocks outperformed large-cap stocks for the first time in quite a while. Market capitalization has not been a consistent determinant of returns in recent months. Overall market valuations remain elevated in certain sectors, yet the broader market [Read More]
Cut, Shut, and Rally 3Q25 was marked by the intersection of policy and markets. A government shutdown capped the quarter after partisan gridlock over spending priorities, while the Federal Reserve delivered its first rate cut in nine months. Equities extended their rally on the back of resilient earnings and an unusually strong September, a [Read More]
Retirement plan fiduciaries have a critical role in helping employees become retirement ready. With that opportunity also comes fiduciary duties and responsibilities, as well as potential individual and company-level liability if fiduciary responsibilities are not fulfilled. View this presentation to understand fiduciary process frameworks, who is a fiduciary, non-fiduciary plan functions, fiduciary duties & [Read More]
News vs. noise There’s continued noise that makes investors nervous and excited, including tariff policy, inflation rates as some of the biggest concerns. Stocks bounced back as tariff talk pulled back. Bond markets were solid, but the US is downgraded. Chance of recession is dropping but remains elevated. That and more in this quarter’s [Read More]
Tariffs, Tax Cuts, and “TACO”: What a Quarter! 2Q25 was marked by heightened policy uncertainty in the U.S., with debates over fiscal sustainability, aggressive trade measures, and growing pressure on monetary policy shaping market sentiment. Nevertheless, the market staged an astounding comeback, which played out against a complex policy backdrop highlighted by a U.S. [Read More]
View the 2025 market volatility review, to help you stay the course, by understanding more about market cycles, what’s driving current market fluctuations, how common volatility is, what the pitfalls are of changing strategies due to investor emotion, and how to think differently about long-term investing vs. short-term spending needs. [Read More]
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