Retirement plans that make an impact

Do you want to be a hero—and fulfill your fiduciary duty—by improving your employees’ retirement readiness?  Happy employees who know you care means higher morale, productivity, and results for all.  Through our retirement plan services, we use a proven process to help broader Bay Area businesses create 401(k) and 403(b) retirement plans that truly make an impact.

Helping companies who care

The companies we serve are companies that care about their employees’ retirement readiness and overall wellness.

If you want:

  • to make financial wellness part of your culture
  • to improve your bottom line while also creating a positive ripple effect on many lives
  • your 401(k) or 403(b) plan to align with the wellness-oriented benefits you already offer, and
  • to fulfill your fiduciary duty with involvement and advice from a fiduciary financial advisor,

then your mindset matches who we help best.

A few other factors that make for a good fit:

  • Local: We primarily help companies who are based in the Broader Bay Area region since we are a native San Francisco firm.
  • Mid-sized: We work with mid-sized retirement plans, ranging from 10M-50M in assets.
  • Professional services, law firms & wineries: Firms in these industries (and similar ones) tend to gain the most benefit from our advice.

Often, companies originally set up their retirement plan through an insurance company or a mutual fund company. They realize that they have not experienced the benefits of working with a responsive, cost-effective, process-driven fiduciary advisor who shares the altruism they do.  That’s when we can help.

The primary duty of most financial stewards is to manage a prudent investment process. We help you understand and fulfill your fiduciary responsibility, simplify your job and improve outcomes for beneficiaries and stakeholders. Our institutional-quality, proven process applies industry best practices and uncommon insight, so you can focus on your core mission or business.

Maximize your community impact and causes that matter most with a proven process. If you’re an organization with an endowment you’d like to secure, we can empower you to scale your impact while you focus on the causes and projects that matter most.

The primary duty of most financial stewards is to manage a prudent investment process. We help you understand and fulfill your fiduciary responsibility, simplify your job and improve outcomes for beneficiaries and stakeholders. Our institutional-quality, proven process applies industry best practices and uncommon insight, so you can focus on your core mission or business.

For your foundation or endowment:

When you work with us, we help you set a(n)

  • spending policy strategy
  • investment policy consistent with spending policy

You also receive:

  • fiduciary support for UPMIFA compliance
  • sophisticated reporting
  • audit support
  • short- and long-term strategies as needed

Using our 5-step process, we connect your strategic goals to your investment strategy(ies).

The only 401k with Custom Portfolios and Online Advice

The great work of many Fiduciaries is lost. You built a solid 401k plan, but plan participants still under-save and invest inappropriately. The result is a lack of retirement readiness and/or HCE testing problems, both of which hurt morale, productivity and retention.

Converting the problem into opportunity

Enter WealthStep, The Advisory Group’s innovative 401k program. Groundbreaking, because it integrates and simplifies the obvious…

Online retirement planning guidance:

  • How much to save each pay period
  • How much is needed to retire
  • Risk tolerance assessment
  • Life-stage driven investment advice
  • Retirement spending advice

Online education:

  • Simple, entertaining & impactful
  • Pitfall avoidance through knowledge
  • Behavioral finance orientation
  • Social media reminders & learning nuggets

Best-of-breed investments:

  • Custom Target Date and Target Allocation funds
  • High diversification and low cost

No other 401k program integrates custom portfolios and specific retirement planning advice. Plus, you receive all of our traditional strong support for fiduciaries

WealthStep 401k: Participant advice made simple.

Contact us for a test-drive of WealthStep online 401k advice.

Want to learn more?

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