Insights & Observations

Stay Informed

You’re busy creating your own success; to help you stay informed, we share our insights and observations regularly through our blog. Whether you want to secure your personal wealth, improve the lives of your employees or elevate your impact in your community, we invite you to read the topics that matter most to you.

  • rebalancing portfolio

    Why rebalancing your portfolio in the midst of crisis is essential for long term success

    In the midst of the COVID-19 pandemic, the term rebalancing now extends past investment portfolios as we all rebalance our lives around staying at home, creatively social distancing, and protecting our health. It is a rebalancing act that people did not anticipate; we’re all learning lessons that will linger on once this crisis is behind… [Read More]

    The CARES Act: help for individuals and small businesses

    As we adjust to the effects of COVID-19 in our lives, we wanted to provide some information for individuals and small businesses about the stimulus package passed by Congress on March 27th  The Coronavirus Aid, Relief and Economic Security (CARES) Act, as well as previously announced tax filing relief, should help with business and personal… [Read More]

    CARES Act helps your business: relief for your retirement plan participants

    The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020, and includes provisions to assist retirement plan participants impacted by the COVID-19 pandemic.  For plan sponsors and their participants, this Act can provide essential financial help to many employees.   The new law provides distribution and loan relief to… [Read More]

    Video: Market and investor behavior perspectives related to the coronavirus

    Gain perspective about the confluence of events affecting the markets, including the coronavirus. What are the drivers of current volatility? Where do markets and diversified portfolios stand now? How does this market compare to the many volatile markets in the past? See how bad markets have strong recoveries. See why panic is not an investment… [Read More]

    coronavirus

    Markets react to coronavirus: how to weather the challenges ahead

    It was a very a difficult week. As the uncertain trajectory of COVID-19 upsets both public health systems and financial markets, we see how dramatically unexpected events can affect us. Coronavirus and its economic fallout, coupled with the Saudi/Russia oil tension, have created a unique mix of anxiety that makes markets particularly volatile. We cannot know, nor… [Read More]

    How we’re thinking about coronavirus

    The public’s concern about coronavirus (COVID-19) is increasing. As is often the case, concerns are frequently magnified by what’s called “negativity bias,” an evolutionary mechanism in the brain to minimize risk. More often than not, people over-react to potential risks. But sometimes the reaction is warranted. Regarding coronavirus, it is too soon to tell how… [Read More]

    retirement plan sponsors

    The SECURE Act: What individuals, business owners and retirement plan sponsors need to know

    Business owners, especially smaller employers, now have more incentives and options to offer retirement savings plan.  Individuals have additional opportunities to grow their retirement savings.  Signed in to law by the President on December 20, 2019, The SECURE Act (‘Setting Every Community Up for Retirement Enhancement”) brings the most significant pension reform in more than… [Read More]

    Save (a bit) more in 2020 with new retirement plan contribution limits

    The IRS recently released the 2020 dollar limits for qualified retirement plan contributions, bumping up employees’ and owners’ ability to defer compensation and invest for their future. Because of low inflation, most of the common contribution levels increased by only $500, with defined contribution total dollar amounts (from employee and employer contributions combined) increasing by… [Read More]

    What is the yield curve, and what does it mean when it becomes inverted?

    In the past several months, something unusual has happened to bond yields, something that had not happened since 2007: the yield curve inverted. What is the yield curve, and why is it noteworthy when it becomes inverted? Typically, an investor expects to be paid more to tie up his or her money for a longer… [Read More]

    Q319 Quarterly Context Video

    How many generations does it typically take to wipe out family wealth, and what can you do about it? What is the impact of emotional investing on the average investor’s returns? How would the economies of all US 50 states rank if they were countries? How should Fiduciaries evaluate target date funds? Is a CEO economic… [Read More]

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